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POS Review
Clover
Best for: Cafes and quick-service who want flexible hardware
Overall
3.9
Pricing summary
- Monthly software
- $90
- Hardware (est.)
- $1,499
- Interac debit rate
- 1.10%
- Credit rate
- 2.60%
- Contract
- 36 months
- Cancellation fee
- Varies — often the remaining term
- Sold in Canada
- Yes
- Last verified
- August 19, 2026
Feature breakdown
Online ordering
Loyalty program
Inventory management
Self-serve kiosk
Mobile app
3.9 / 5
Support
3.5 / 5
Contract warning
Clover typically requires a 36-month commitment. Read the cancellation clause carefully before signing — and ask about early-termination fees in writing.
Pros
- Wide hardware lineup
- Big app marketplace
- Available through many banks
Cons
- Processing rates vary wildly by reseller
- Hardware is locked to processor
- Higher monthly with add-ons
Our take
Clover pricing is set by whoever resells it, not by Clover — the same hardware can come with a 36-month processing agreement or a far shorter one. Compare the processing agreement, not the software sheet, and ask for the rate lock in writing.